Once an application is received, we will review the borrower’s information, pull his and/or her credit report, and then contact you to discuss the approval process and to verify that all information is correct.
Good credit borrowers can expect a pre-approval within 30 minutes, while sub-prime customers may take considerably longer, depending on the stipulations required.
Do note that two years prior established installment history and some debt to income requirements may be required to qualify for approval. A co-signer may also be required.