Frequently Asked Questions

We try to anticipate questions you might have about our product/service and provide the answers here. If you need additional information, send an email to [email protected]

Is there any recourse to the dealer with our lenders?

What are Rock Solid Funding LLC’s interest rates and terms?

How do we apply for a loan through Rock Solid Funding LLC?

How does the approval process work?

How does the contract generation process work?

How does the funding process work?

What requirements are there for the dealer with regard to titling of the trailer?

What types of collateral do you finance?

What’s the difference between consumer financing and commercial financing?

In what circumstance would commercial financing be a better option than consumer?

Is there a charge to the dealer for loan processing?

    1. Is there any recourse to the dealer with our lenders?No, all of our lenders are non-recourse. Once you are paid by the lender they will not request repayment even if the customer does not pay any of the payments.
    2. What are Rock Solid Funding LLC’s interest rates and terms?The rate and term for each loan will vary from borrower to borrower, so it is difficult to quote a standard rate. Rates can range anywhere from 5% to 19.95%. The terms, depending on credit history and loan amount, range from 12 months to 180 months.
    3. How do we apply for a loan through Rock Solid Funding LLC?Dealers or borrowers can apply with Rock Solid Funding LLC in one of three ways:
      • Apply over the phone: (800) 607-1108
      • Fax application to: (800) 471-4842
      • Apply online:
        Apply Now!
    1. How does the approval process work?Once an application is received, we will review the borrower’s information, pull his and/or her credit report, and then contact you to discuss the approval process and to verify that all information is correct.
      Good credit borrowers can expect a pre-approval within 30 minutes, while sub-prime cus