ATTENTION - Our minimum credit scores for boats, RV's, and horse trailers are 570+ through Experian. Other qualifications may apply; meeting the minimum credit score does not guarantee an approval. A soft credit inquiry is conducted, and then a hard inquiry(s) will follow if applicant qualifies for one of our programs. If applicants don't initially qualify, their credit will not be affected. Please note, if approved, the approval is good for 30-45 days depending upon the program. In the event your approval expires, you will have to requalify for financing.